by James Lambka | Mar 24, 2021 | Automobile Accidents, Insurance Law
PIP and UIM Automobile Insurance coverages must be declined in writing in Washington.- Drivers purchasing insurance in Washington must be offered Personal Injury Protection (PIP) and Uninsured motorist protection (UIM). Many drivers fail to obtain these two most...
by James Lambka | Oct 30, 2020 | Automobile Accidents, Injury Law, Insurance Law, Property Damage
What is GAP Insurance? – GAP Insurance stands for “Guaranteed Asset Protection.” The purpose of GAP insurance is to make up for any shortcoming in regular automobile insurance. Shortcomings occur because there is often a difference between the amount that an...
by James Lambka | Oct 18, 2020 | Insurance Law
Over the course of 20+ years working in the field of personal injury, I have seen many instances where a serious injury to my client did not result in the compensation that is deserved because my client did not have UIM protection in their policy or only had the...
by James Lambka | Oct 15, 2020 | Injury Law, Insurance Law, Washington Law
We have all seen and likely signed liability waivers before participating in a recreational activity. Skiing, trampolines, zip lines, gym memberships, equipment rental, athletic participation forms, etc. all require liability waivers before you can participate in the...
by James Lambka | Sep 16, 2020 | Automobile Accidents, Bicycle Accidents, Injury Law, Insurance Law, Washington Law
Accidents involving bicyclists present interesting questions about insurance coverage. When a bicyclist is involved in a collision with an automobile, it is imperative that all avenues of possible insurance coverage for the bicyclist are considered. First, the...
by James Lambka | Jan 29, 2019 | Automobile Accidents, Injury Law, Insurance Law, Washington Law
Anyone who has ever taken out an insurance policy of any sort, but particularly an auto insurance policy, has likely heard the term subrogation at least once. It occurs frequently if there is any sort of medical care involved in the discussion. While subrogation isn’t...
